:root{
  --navy:#0f172a; --navy2:#1e293b; --ink:#0f172a; --body:#475569; --muted:#64748b;
  --accent:#f59e0b; --accent2:#fb923c; --line:#e2e8f0; --bg:#f8fafc; --card:#ffffff;
  --good:#16a34a; --warn:#d97706; --bad:#dc2626;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6;font-size:17px;-webkit-font-smoothing:antialiased}
a{color:var(--navy);text-decoration:none}
a:hover{color:var(--accent2)}
img{max-width:100%;height:auto}
.wrap{max-width:1080px;margin:0 auto;padding:0 20px}

/* Header */
header{background:var(--navy);color:#fff;position:sticky;top:0;z-index:50;box-shadow:0 2px 12px rgba(15,23,42,.18)}
.nav{display:flex;align-items:center;justify-content:space-between;height:64px}
.brand{display:flex;align-items:center;gap:10px;color:#fff;font-weight:800;font-size:1.2rem;letter-spacing:.2px}
.brand svg{display:block}
.brand:hover{color:#fff}
nav ul{display:flex;gap:22px;list-style:none;align-items:center}
nav a{color:#cbd5e1;font-size:.95rem;font-weight:600}
nav a:hover{color:var(--accent)}
.nav-toggle{display:none;background:none;border:0;color:#fff;font-size:1.6rem;cursor:pointer;line-height:1}
@media(max-width:860px){nav ul{display:none;flex-direction:column;position:absolute;top:64px;left:0;right:0;background:var(--navy);padding:18px 24px;gap:16px;border-top:1px solid #334155}.nav-toggle{display:block}nav ul.open{display:flex}}

/* Hero */
.hero{background:linear-gradient(135deg,#0f172a 0%,#1e293b 60%,#334155 100%);color:#fff;padding:64px 0 56px}
.hero h1{font-size:2.5rem;line-height:1.15;font-weight:800;max-width:760px}
.hero h1 span{color:var(--accent)}
.hero p.lead{font-size:1.18rem;color:#cbd5e1;max-width:680px;margin-top:16px}
.hero .badges{margin-top:26px;display:flex;flex-wrap:wrap;gap:10px}
.badge{background:rgba(245,158,11,.14);color:#fcd34d;border:1px solid rgba(245,158,11,.35);padding:6px 14px;border-radius:999px;font-size:.82rem;font-weight:600}

/* Sections */
section{padding:44px 0}
h2{font-size:1.75rem;line-height:1.2;margin-bottom:14px;font-weight:800}
h3{font-size:1.25rem;margin:22px 0 10px;font-weight:700}
p{margin-bottom:14px;color:var(--body)}
.lead-sub{color:var(--muted)}
.section-head{text-align:center;max-width:720px;margin:0 auto 34px}
.section-head p{color:var(--muted)}

/* Cards */
.grid{display:grid;gap:20px}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-2{grid-template-columns:repeat(2,1fr)}
@media(max-width:860px){.grid-3{grid-template-columns:1fr}.grid-2{grid-template-columns:1fr}}
.card{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:24px;transition:.15s}
.card:hover{transform:translateY(-3px);box-shadow:0 12px 28px rgba(15,23,42,.08)}
.card .kicker{color:var(--accent2);font-size:.78rem;font-weight:700;text-transform:uppercase;letter-spacing:.6px}
.card h3{margin-top:8px}
.card h3 a{color:var(--ink)}
.card h3 a:hover{color:var(--accent2)}
.card p{font-size:.95rem}
.card .tag{display:inline-block;margin-top:12px;color:var(--accent2);font-weight:700;font-size:.9rem}

/* CTA */
.cta{background:linear-gradient(135deg,#f59e0b,#fb923c);color:#0f172a;text-align:center;padding:48px 0;border-radius:0}
.cta h2{color:#0f172a}
.cta p{color:#3b2f08;max-width:620px;margin:0 auto 20px}
.btn{display:inline-block;background:var(--navy);color:#fff;padding:14px 28px;border-radius:10px;font-weight:700;font-size:1rem}
.btn:hover{background:#1e293b;color:#fff}
.btn.light{background:#fff;color:var(--navy)}

/* Content pages */
.page{padding:48px 0}
.page h1{font-size:2rem;line-height:1.2;margin-bottom:8px;font-weight:800}
.crumb{font-size:.85rem;color:var(--muted);margin-bottom:18px}
.crumb a{color:var(--muted)}
.crumb a:hover{color:var(--accent2)}
.prose{max-width:760px}
.prose p{color:var(--body)}
.prose ul,.prose ol{margin:0 0 18px 22px;color:var(--body)}
.prose li{margin-bottom:8px}
.prose strong{color:var(--ink)}
.prose img{display:none}
.paynote{background:#fffbeb;border:1px solid #fde68a;border-left:5px solid var(--accent);border-radius:8px;padding:16px 18px;margin:20px 0;font-size:.95rem}
.warn{background:#fff5f5;border:1px solid #fecaca;border-left:5px solid var(--bad);border-radius:8px;padding:16px 18px;margin:20px 0;font-size:.95rem}
table{width:100%;border-collapse:collapse;margin:20px 0;font-size:.92rem}
th,td{border:1px solid var(--line);padding:11px 12px;text-align:left}
th{background:var(--navy);color:#fff;font-weight:700}
tr:hover td{background:#f1f5f9}
.method{border:none}

/* Meter rings (sizing visual) */
.meters{display:flex;gap:26px;flex-wrap:wrap;justify-content:center;margin:22px 0}
.meter{text-align:center}
.meter .val{font-size:2.1rem;font-weight:800;color:var(--navy)}
.meter .lbl{color:var(--muted);font-size:.86rem}

/* Footer */
footer{background:var(--navy);color:#cbd5e1;padding:40px 0 28px;margin-top:24px}
footer .cols{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;margin-bottom:20px}
@media(max-width:860px){footer .cols{grid-template-columns:1fr 1fr}}
footer h4{color:#fff;font-size:.95rem;margin-bottom:12px}
footer a{color:#cbd5e1;display:block;padding:3px 0;font-size:.9rem}
footer a:hover{color:var(--accent)}
footer .base{border-top:1px solid #334155;padding-top:18px;font-size:.8rem;color:#94a3b8;display:flex;justify-content:space-between;flex-wrap:wrap;gap:8px}

/* Affiliate disclosure bar */
.aff{background:#fffbeb;color:#6b4e00;font-size:.8rem;padding:8px 0;text-align:center;border-bottom:1px solid #fde68a}